Financial Services

We offer many financial services to meet your needs. Click the titles below to learn more:

Personal Portfolio Review

This service is an impartial face-to-face assessment with one of our investment professionals of how your money is working for you. The review is a free service that we offer to both individuals and business owners. We run an analysis of your existing accounts and compare your current investment portfolio to your risk tolerance and objective. After the review, you will know whether you are invested appropriately or whether you need to make changes. We want you to make informed decisions.

Portfolio Advisory Services

Greenberg Financial advises clients on either a discretionary or non-discretionary basis. We assist the client in determining their investment objectives and the most appropriate asset mix to meet these objectives. The client’s stated investment objectives will be the determining factor of the services provided and the securities selected. Investment supervisory services are generally defined as continuous portfolio management services based on the individual needs of each client.

A client portfolio may be comprised of mutual fund shares, individual stocks, options, bonds, or a combination of these securities. Each account that is managed will have the following “strategies” applied to the account:

Timing: Assessment of the securities markets and how the account will be affected by broader trends and cycles

Allocation: Proper diversification among asset types, classes and industry sectors known to lessen risk while improving portfolio performance. Proper allocation is key to any investment portfolio.


At Greenberg Financial, we can help you establish a new retirement account or review an existing account that is held with another firm. The tax benefits and contribution eligibility requirements vary based on income and we recommend you contact your tax advisor to ensure you are using the best retirement account for your individual needs. Once we determine the account that best suits each client, a portfolio review and risk analysis will assist in structuring the proper investment allocation. We can assist with all of the following Individual Retirement Accounts:

  • Traditional IRA
  • Roth IRA
  • Roth conversion
  • Individual 401K
  • 401K Rollover
401k Setup & Review

Implementing a retirement plan for your business involves the company’s business structure, tax status, employee situation and goals for the business overall. At Greenberg Financial Group, we will explore options available for your company and help determine what program will best fit the goals and objectives of your business. Depending on your company, we may recommend consulting with a TPA (Third Party Administrator) as well. If you have a current plan in place, we will review the set-up and structure to determine if it is the best for your company. The final step is to structure the investment options for you and your employees. We work with many of the following company sponsored retirement plans:

  • 401K
  • Safe Harbor 401K
  • Defined Benefit Plans
  • Profit Sharing

We will review existing annuity contracts and explore the many options available. We work with many types of annuities including:

  • Fixed Annuities
  • Variable Annuities
  • Immediate Annuities
  • Indexed Annuities
Discount Brokerage

This service allows you to buy and sell stocks at a discounted commission cost to full service brokerage firms.

Education Planning

Being prepared for education expenses requires proper planning and investing. At Greenberg Financial Group, we evaluate your financial situation along with the goals for your child’s future or current education to develop a plan that is suitable. We work with several programs designed for maximum tax benefit and education planning:

  • 529 Plans
  • UGMA accounts

Once your child is nearing college, we provide a service to help simplify the complex and confusing process of paying for these expenses by identifying the scholarship money your child may be eligible for.

You do not have to choose between your child’s education and your own retirement. We will show you how to accomplish both.